\begin{tabular}{@{\extracolsep{5pt}}lccc}
\\[-1.8ex]\hline \hline
  & (1)  & (2)  & \multicolumn{1}{c}{T-test}  \\
 & Placebo  & Hydrocortisone  & \multicolumn{1}{c}{Difference/SE}  \\
 Variable & Mean/SE       & Mean/SE        & (1)-(2)  \\ \hline 
Female (\%) &  \begin{tabular}[t]{@{}c@{}} 45.14 \\ (1.65) \end{tabular} &  \begin{tabular}[t]{@{}c@{}} 47.72 \\ (1.69) \end{tabular} & \begin{tabular}[t]{@{}c@{}}     -2.58 \\ (2.36) \end{tabular} \rule{0pt}{0pt}\\
Age &  \begin{tabular}[t]{@{}c@{}} 24.92 \\ (0.17) \end{tabular} &  \begin{tabular}[t]{@{}c@{}} 24.57 \\ (0.17) \end{tabular} & \begin{tabular}[t]{@{}c@{}}      0.35 \\ (0.24) \end{tabular} \rule{0pt}{3ex}\\
Mother tongue: Luo (\%) &  \begin{tabular}[t]{@{}c@{}} 23.29 \\ (1.41) \end{tabular} &  \begin{tabular}[t]{@{}c@{}} 24.94 \\ (1.46) \end{tabular} & \begin{tabular}[t]{@{}c@{}}     -1.65 \\ (2.03) \end{tabular} \rule{0pt}{3ex}\\
Mother tongue: Kikuyu (\%) &  \begin{tabular}[t]{@{}c@{}} 15.34 \\ (1.20) \end{tabular} &  \begin{tabular}[t]{@{}c@{}} 18.79 \\ (1.32) \end{tabular} & \begin{tabular}[t]{@{}c@{}}     -3.45* \\ (1.78) \end{tabular} \rule{0pt}{3ex}\\
Mother tongue: Luhya (\%) &  \begin{tabular}[t]{@{}c@{}} 46.14 \\ (1.66) \end{tabular} &  \begin{tabular}[t]{@{}c@{}} 43.17 \\ (1.67) \end{tabular} & \begin{tabular}[t]{@{}c@{}}      2.97 \\ (2.35) \end{tabular} \rule{0pt}{3ex}\\
Mother tongue: Kamba (\%) &  \begin{tabular}[t]{@{}c@{}} 15.23 \\ (1.19) \end{tabular} &  \begin{tabular}[t]{@{}c@{}} 13.10 \\ (1.14) \end{tabular} & \begin{tabular}[t]{@{}c@{}}      2.13 \\ (1.65) \end{tabular} \rule{0pt}{3ex}\\
From Kibera (\%) &  \begin{tabular}[t]{@{}c@{}} 46.91 \\ (1.66) \end{tabular} &  \begin{tabular}[t]{@{}c@{}} 45.33 \\ (1.68) \end{tabular} & \begin{tabular}[t]{@{}c@{}}      1.58 \\ (2.36) \end{tabular} \rule{0pt}{3ex}\\
From Kawangware (\%) &  \begin{tabular}[t]{@{}c@{}} 30.79 \\ (1.53) \end{tabular} &  \begin{tabular}[t]{@{}c@{}} 32.00 \\ (1.58) \end{tabular} & \begin{tabular}[t]{@{}c@{}}     -1.21 \\ (2.20) \end{tabular} \rule{0pt}{3ex}\\
From Viwandani (\%) &  \begin{tabular}[t]{@{}c@{}} 22.30 \\ (1.38) \end{tabular} &  \begin{tabular}[t]{@{}c@{}} 22.67 \\ (1.41) \end{tabular} & \begin{tabular}[t]{@{}c@{}}     -0.37 \\ (1.98) \end{tabular} \rule{0pt}{3ex}\\
Years lived in Nairobi &  \begin{tabular}[t]{@{}c@{}} 12.72 \\ (0.28) \end{tabular} &  \begin{tabular}[t]{@{}c@{}} 12.66 \\ (0.27) \end{tabular} & \begin{tabular}[t]{@{}c@{}}      0.06 \\ (0.39) \end{tabular} \rule{0pt}{3ex}\\
Average monthly income (KES) &  \begin{tabular}[t]{@{}c@{}} 7338.25 \\ (247.96) \end{tabular} &  \begin{tabular}[t]{@{}c@{}} 7585.77 \\ (272.73) \end{tabular} & \begin{tabular}[t]{@{}c@{}}   -247.52 \\ (368.14) \end{tabular} \rule{0pt}{3ex}\\
Unemployed (\%) &  \begin{tabular}[t]{@{}c@{}} 68.21 \\ (1.55) \end{tabular} &  \begin{tabular}[t]{@{}c@{}} 68.91 \\ (1.56) \end{tabular} & \begin{tabular}[t]{@{}c@{}}     -0.69 \\ (2.20) \end{tabular} \rule{0pt}{3ex}\\
Self-employed (\%) &  \begin{tabular}[t]{@{}c@{}} 15.12 \\ (1.19) \end{tabular} &  \begin{tabular}[t]{@{}c@{}} 14.58 \\ (1.19) \end{tabular} & \begin{tabular}[t]{@{}c@{}}      0.54 \\ (1.69) \end{tabular} \rule{0pt}{3ex}\\
Attained some primary education (\%) &  \begin{tabular}[t]{@{}c@{}} 18.43 \\ (1.29) \end{tabular} &  \begin{tabular}[t]{@{}c@{}} 16.51 \\ (1.25) \end{tabular} & \begin{tabular}[t]{@{}c@{}}      1.92 \\ (1.80) \end{tabular} \rule{0pt}{3ex}\\
Attained some secondary education (\%) &  \begin{tabular}[t]{@{}c@{}} 64.35 \\ (1.59) \end{tabular} &  \begin{tabular}[t]{@{}c@{}} 61.39 \\ (1.64) \end{tabular} & \begin{tabular}[t]{@{}c@{}}      2.96 \\ (2.29) \end{tabular} \rule{0pt}{3ex}\\
Attained some college education (\%) &  \begin{tabular}[t]{@{}c@{}} 17.11 \\ (1.25) \end{tabular} &  \begin{tabular}[t]{@{}c@{}} 21.64 \\ (1.39) \end{tabular} & \begin{tabular}[t]{@{}c@{}}     -4.53** \\ (1.87) \end{tabular} \rule{0pt}{3ex}\\
Number of children &  \begin{tabular}[t]{@{}c@{}} 0.90 \\ (0.04) \end{tabular} &  \begin{tabular}[t]{@{}c@{}} 0.88 \\ (0.04) \end{tabular} & \begin{tabular}[t]{@{}c@{}}      0.03 \\ (0.06) \end{tabular} \rule{0pt}{3ex}\\
Married or cohabiting (\%) &  \begin{tabular}[t]{@{}c@{}} 35.65 \\ (1.59) \end{tabular} &  \begin{tabular}[t]{@{}c@{}} 33.83 \\ (1.60) \end{tabular} & \begin{tabular}[t]{@{}c@{}}      1.82 \\ (2.26) \end{tabular} \rule{0pt}{3ex}\\
Single, divorced or widowed (\%) &  \begin{tabular}[t]{@{}c@{}} 63.91 \\ (1.60) \end{tabular} &  \begin{tabular}[t]{@{}c@{}} 65.83 \\ (1.60) \end{tabular} & \begin{tabular}[t]{@{}c@{}}     -1.92 \\ (2.26) \end{tabular} \rule{0pt}{3ex}\\
Christian (\%) &  \begin{tabular}[t]{@{}c@{}} 96.91 \\ (0.58) \end{tabular} &  \begin{tabular}[t]{@{}c@{}} 97.84 \\ (0.49) \end{tabular} & \begin{tabular}[t]{@{}c@{}}     -0.93 \\ (0.76) \end{tabular} \rule{0pt}{3ex}\\
Principal component of asset list &  \begin{tabular}[t]{@{}c@{}} -0.06 \\ (0.05) \end{tabular} &  \begin{tabular}[t]{@{}c@{}} 0.06 \\ (0.05) \end{tabular} & \begin{tabular}[t]{@{}c@{}}     -0.12* \\ (0.07) \end{tabular} \rule{0pt}{3ex}\\
   N & 906  & 878  \rule{0pt}{3ex} \\
\hline
\multicolumn{3}{@{} l}{F-test of joint significance (p-value)} &      0.15 \\
\multicolumn{3}{@{} l}{F-test, number of observations} &      1784 \\
\hline \hline
%%% This is the note. If it does not have the correct margins, edit text below to fit to table size.
\multicolumn{4}{@{}p{.95\textwidth}}
{\textit{Notes}:  The value displayed for t-tests are the differences in the means across the groups. The value displayed for F-tests are p-values. ***, **, and * indicate significance at the 1, 5, and 10 percent critical level. }
\end{tabular}
